What We Do

We help a wide range of organisations around the world to manage of their employees’ pension schemes. Hundreds of billions of pounds that forms the retirement income for millions of people.

Our consultants analyse the past, assess the present and predict the future to help our clients control the risks that affect their pension schemes. To best ensure that the promised pensions can be paid when our clients’ employees retire.

We analyse the pension promises made by companies, the investments backing those future payments and the financial and demographic changes that have affected the amounts and timing of those pensions. This requires detailed data analysis and mathematical modelling skills as well as knowledge of the legal rules relating to each particular pension scheme.

We predict likely future outcomes and illustrate to our clients the impact of the risks that they must manage. Scenario and stochastic modelling applying calculated probabilities and understanding of financial markets, general business practices and social behaviours. The calculated results must be communicated so that they are fully understood by people who are not highly trained in those skills.

We assess our clients’ individual needs and advise of the particular solutions to best suit their situation and aims. A deep understanding of our clients’ businesses, and the needs of their people who we work closely with, are vital in determining the right solution.

Some fresh innovation may be required, but understanding practicalities is essential and often the simplest solutions work best.

Common sense and people interaction skills are as important to the end product as the mathematical modelling.